Are You Ready for the “Holidaze”?

Let’s face it, most people love autumn, especially here in the desert. The weather cools off a little bit, football is in the air, the kids are back in school, and right around the corner is holiday fun! Most of the regular holidays we enjoy such as Halloween, Thanksgiving, Yom Kippur and Christmas occur on… Read more »

Healthy Workplaces Reap Rewards

Local companies that prioritize health and wellness were recognized at the second annual Coachella Valley Workplace Wellness Awards presented by HARC, a local nonprofit that provides research and evaluation services related to health, wellness, and quality of life in the Inland Empire. “With many working adults spending the majority of their waking hours at work,… Read more »

Medicare: The Good, the Bad and the Ugly

The good news is…you have made it to 65 years young. Happy Birthday! The bad news is…you will start receiving mail regarding Medicare approximately 8 months before you get to blow out the candles. Some of the mail is from the Social Security Administration; however, most of it is from insurance companies and insurance agents.… Read more »

Do Prescription Drug Costs Have You Worried?

If you are enrolled in Medicare and your prescription drug costs are overwhelming your budget, there are some government programs available. Extra Help, also known as the Low-Income Subsidy, is a government program that may help pay for Medicare Part D prescription medication costs. Like everything in life, you will have to see if you… Read more »

Health, Wealth and the Road to Retirement

There’s a vital relationship between wealth and health. When the two come together, it’s stunning to see how each side of the equation comes into play. Before my wife Stacey joined me in the wealth management business, she was a busy podiatrist with her own medical and surgical practice. And while her focus was on… Read more »

Do You Know Who Your Beneficiaries Are?

When was the last time you checked your beneficiary designations for your individual retirement account (IRA), employer retirement plan, annuity or life insurance policy? If you haven’t examined it since the account was set up, you are not alone. Due to changing circumstances and shifting priorities, you may find that your named beneficiaries are no… Read more »

Worried About Retirement?

Concerned about having enough money saved for retirement? Here’s a simple solution: work just a few years longer. By accumulating more savings and shortening your withdrawal period, you’ll reduce the lump sum needed to generate the necessary income at retirement. In a report titled “Retirement Age and the Need for Saving,” the Congressional Budget Office… Read more »

Divorce: Don’t Go It Alone

Divorce is a time of many changes and is seldom easy for anyone involved. Still, certain steps you can take now may make the process less stressful and help simplify your life when the divorce is finalized. First things first – assembling a strong, experienced team of confidential professional and personal advisors can provide critical… Read more »

Marketing Your Medical Practice Online

Just like other industries, the medical health industry needs to adapt to the marketing trends of today. Gone are the days when word of mouth alone drove your business forward. In the past, your company might have been the only one providing that service in your radius, whereas now you might have two or more… Read more »

Life, Love and Impact

Family can be a source of nurture, inspiration and companionship. Family can also be the source of our deepest worries and concerns. After ensuring your financial house is in order, it may be time for you to answer the question, “If you could make the world better in one significant way, what would it be?”… Read more »

Funding Your Child’s Future: Education Savings Options

For today’s parents, planning for your child’s college years often begins long before your student starts filling out college applications. Rising college costs require most families to save for their children’s post-secondary education, and the earlier you begin the better. Depending on a variety of factors, including the quality of your local schools and your… Read more »

Leaving a Loving Legacy: Getting Started

Today, two-thirds of women identify themselves as the primary decision-maker in their home. Many of these women are also the breadwinner, earning 62% of the household income.1 If you find yourself among this growing group of women, you play a vital role in managing your family’s finances – from overseeing the household budget, to paying… Read more »

Healthy Workplace, Happy Team Players

Desert Health® Wellness Award winner, HARC (Health Assessment Resource Center), conducted their own awards celebration this year for wellness in the workplace. The first annual Coachella Valley Workplace Wellness Awards took place on June 7 as part of June’s Employee Well-Being Month, a nationally-recognized celebration of wellness in the workplace. Twenty organizations representing a wide… Read more »

Are You Prepared For Future Health Care Costs?

The usual method for estimating spending needs in retirement is to take your post-retirement household budget and tack on an inflation rate, such as 3%. Some expenses may increase at a faster rate than the inflation rate you use, others at a slower rate, but overall, expenses such as housing, utilities, food, and so on,… Read more »

Organizing Your Financial Life

Financial organization is a cornerstone of a healthy financial life. At the most basic level, financial organization saves time and money because it aids in paying bills on time, being able to find needed documents during tax season, providing proof of payment, disputing credit card billing errors and avoiding the stress of dealing with piles… Read more »

Are You Prepared For Medicare Open Enrollment?

Health care planning is a sensitive subject, but given rising expenses, no retirement plan is complete without some kind of provision for health care needs. Here are some guidelines and resources for estimating your needs and expenses. Health care costs are rapidly emerging as a major expense item both before and during retirement. With lifetime… Read more »

Vision for Retirement

You can make the difficult transition into retirement easier by exploring your expectations and desires. With some careful prioritizing, you can design a working plan for retirement that may surpass all your expectations. When most people think of retirement, they imagine leaving a job they’re tired of, getting out of the rat race, and leaving… Read more »

Biggest Loser Resort Comes to the Desert

Palm Desert’s J.W. Marriott is now home to the Biggest Loser Resort’s newest venture which opens its doors to guests this September. Palm Desert joins Niagara, NY, Amelia Island, FL, and Chicago, IL, as an option for those looking to transform their life, lose weight and get on the path to good health.    “We… Read more »