Local companies that prioritize health and wellness were recognized at the second annual Coachella Valley Workplace Wellness Awards presented by HARC, a local nonprofit that provides research and evaluation services related to health, wellness, and quality of life in the Inland Empire. “With many working adults spending the majority of their waking hours at work,… Read more »
The good news is…you have made it to 65 years young. Happy Birthday! The bad news is…you will start receiving mail regarding Medicare approximately 8 months before you get to blow out the candles. Some of the mail is from the Social Security Administration; however, most of it is from insurance companies and insurance agents.… Read more »
If you are enrolled in Medicare and your prescription drug costs are overwhelming your budget, there are some government programs available. Extra Help, also known as the Low-Income Subsidy, is a government program that may help pay for Medicare Part D prescription medication costs. Like everything in life, you will have to see if you… Read more »
There’s a vital relationship between wealth and health. When the two come together, it’s stunning to see how each side of the equation comes into play. Before my wife Stacey joined me in the wealth management business, she was a busy podiatrist with her own medical and surgical practice. And while her focus was on… Read more »
When was the last time you checked your beneficiary designations for your individual retirement account (IRA), employer retirement plan, annuity or life insurance policy? If you haven’t examined it since the account was set up, you are not alone. Due to changing circumstances and shifting priorities, you may find that your named beneficiaries are no… Read more »
Concerned about having enough money saved for retirement? Here’s a simple solution: work just a few years longer. By accumulating more savings and shortening your withdrawal period, you’ll reduce the lump sum needed to generate the necessary income at retirement. In a report titled “Retirement Age and the Need for Saving,” the Congressional Budget Office… Read more »
Divorce is a time of many changes and is seldom easy for anyone involved. Still, certain steps you can take now may make the process less stressful and help simplify your life when the divorce is finalized. First things first – assembling a strong, experienced team of confidential professional and personal advisors can provide critical… Read more »
Just like other industries, the medical health industry needs to adapt to the marketing trends of today. Gone are the days when word of mouth alone drove your business forward. In the past, your company might have been the only one providing that service in your radius, whereas now you might have two or more… Read more »
Family can be a source of nurture, inspiration and companionship. Family can also be the source of our deepest worries and concerns. After ensuring your financial house is in order, it may be time for you to answer the question, “If you could make the world better in one significant way, what would it be?”… Read more »
For today’s parents, planning for your child’s college years often begins long before your student starts filling out college applications. Rising college costs require most families to save for their children’s post-secondary education, and the earlier you begin the better. Depending on a variety of factors, including the quality of your local schools and your… Read more »
Today, two-thirds of women identify themselves as the primary decision-maker in their home. Many of these women are also the breadwinner, earning 62% of the household income.1 If you find yourself among this growing group of women, you play a vital role in managing your family’s finances – from overseeing the household budget, to paying… Read more »
Desert Health® Wellness Award winner, HARC (Health Assessment Resource Center), conducted their own awards celebration this year for wellness in the workplace. The first annual Coachella Valley Workplace Wellness Awards took place on June 7 as part of June’s Employee Well-Being Month, a nationally-recognized celebration of wellness in the workplace. Twenty organizations representing a wide… Read more »
The usual method for estimating spending needs in retirement is to take your post-retirement household budget and tack on an inflation rate, such as 3%. Some expenses may increase at a faster rate than the inflation rate you use, others at a slower rate, but overall, expenses such as housing, utilities, food, and so on,… Read more »
Financial organization is a cornerstone of a healthy financial life. At the most basic level, financial organization saves time and money because it aids in paying bills on time, being able to find needed documents during tax season, providing proof of payment, disputing credit card billing errors and avoiding the stress of dealing with piles… Read more »
We hope that holidays will be joyous occasions—a blend of spiritual joy and lively times with family and friends. No one intends to be Ebenezer Scrooge. “Bah Humbug!” However, the holiday season can create many stressors. In addition to your daily responsibilities, there is gift purchasing, parties, baking, decorating, and the list goes on until… Read more »
Health care planning is a sensitive subject, but given rising expenses, no retirement plan is complete without some kind of provision for health care needs. Here are some guidelines and resources for estimating your needs and expenses. Health care costs are rapidly emerging as a major expense item both before and during retirement. With lifetime… Read more »
You can make the difficult transition into retirement easier by exploring your expectations and desires. With some careful prioritizing, you can design a working plan for retirement that may surpass all your expectations. When most people think of retirement, they imagine leaving a job they’re tired of, getting out of the rat race, and leaving… Read more »
Palm Desert’s J.W. Marriott is now home to the Biggest Loser Resort’s newest venture which opens its doors to guests this September. Palm Desert joins Niagara, NY, Amelia Island, FL, and Chicago, IL, as an option for those looking to transform their life, lose weight and get on the path to good health. “We… Read more »
It’s no secret that the City of La Quinta has been embracing its Healthy Eating Active Living status for a number of years, particularly when it won the Coachella Valley Health Collaborative’s Healthy City Advocate Award not only once, but three times. However, the real secret is that La Quinta has had a focus on… Read more »
Chasing performance. Investors often move out of sectors that are not performing well, investing that money in high-performing investments. But the market is cyclical; and often those high performers are poised to underperform, while the sectors just sold are ready to outperform. Rather than trying to guess which sector is going to outperform, broadly diversify… Read more »