Is It Time for Assisted Living?

How do you know when loved ones are ready for assisted living? Use these guidelines to help spot the telltale warning signs of aging and illness. Rosalyn Carter once said: “There are only four kinds of people in the world–those who have been caregivers, those who are currently caregivers, those who will be caregivers, and… Read more »

What Happens When Harry Dies?

The death of a spouse or life partner is one of the toughest events you can go through. Along with the emotional adjustment of continuing on without your best friend, there is additional stress involved in facing the relevant financial issues while you are still grieving. But there are things you can do now that… Read more »

Coachella Valley Economic Partnership Interns

Coachella Valley Economic Partnership Interns Create Emerging Health Professionals Program

In the summer of 2011, Coachella Valley Economic Partnership’s (CVEP) Workforce Excellence Program, in collaboration with the Health Career Connection Program, hosted undergraduate health science college interns, Janel Samuels and Faith Villanueva. These two interns have worked directly with CVEP’s Health Industry Council (HIC) to create a leadership program that would allow students to voice… Read more »

Plan Now for a Long Life

Even in retirement, your portfolio may need to be positioned for both growth and security: growth to meet the challenges of a long life and the impact of long-term inflation and health care, and sources of secure income to ensure that your daily essential living expenses will be met. This is a good time to… Read more »

How the Housing Market Impacts Your Retirement

Across the United States, home values have dropped in the last few years. The impact is regional with some markets much less affected than others — some of the worst markets have appeared to have bottomed out; great homes in great neighborhoods are still in demand; new housing starts have been at a record low… Read more »

A Workable Solution for Baby Boomers Near Retirement

Concerned about having enough money saved for retirement? Here’s a simple solution: work just a few years longer. By accumulating more savings and shortening your withdrawal period, you’ll reduce the lump sum needed to generate the necessary income at retirement. In a report titled “Retirement Age and the Need for Saving,” the Congressional Budget Office… Read more »

Plan for Retirement as You Would a Vacation

One of the most frequent questions I hear from clients is: Will I have enough money to stop working and retire? Funding retirement is one of people’s most worrisome financial concerns. Yet most of us spend more time planning a vacation than we do planning for a comfortable retirement. Typical vacation planning starts like this:… Read more »

What Goes Into Your IRA?

Brought to you by: Integrated Wealth Management A surprising number of people ask me questions like, “Which IRA is better?” or “Which IRA pays more?” An IRA–like a 401K or any other retirement account – is just an empty bucket. They are all the same until you deposit your money. So, what are the best… Read more »

Financial Health

Women in the United States today control 75 percent of the total personal wealth, fill more than half the jobs and earn more than half the college degrees. They make up the fastest growing sector of new business owners, the fastest growing sector of the U.S. investor base and, for the first time in history,… Read more »