The Block Party: The Game of Crypto

When I was a kid, I loved our annual block party; lots of food, fun and games. Some years multiple blocks would participate. One year we had a huge scavenger hunt where each family had a set of clues for the items to collect. The clues were extremely sophisticated, puzzle-type questions that needed to be… Read more »

Freeze the Fraud

Many years ago, I received a $30,000 tax bill from the state. I was a freshman in college and the world wide web had yet to be launched for public use. After several long calls to the state, it was determined that my social security number had been compromised. Fortunately, I was not held responsible… Read more »

Building Foundation

This Old House

As one of the first do-it-yourself (DIY) shows over 40 years ago, “This Old House” focused on home renovations and improvements. Today, there are dozens of DIY shows and dedicated networks to watch renovations and new home construction. One constant in every show, whether a home is being modernized or built from scratch, is that… Read more »

Anxiety and Our Children

Recently, the Women’s Advisory Institute at Beacon Pointe Advisors hosted an event discussing anxiety among our children and the challenges this past year has presented.  As we embark on another school year, we thought it was important to keep the conversation going.   Anxiety and mental health issues occur at all ages, whether it’s a… Read more »

Inflation Deflation

Meet the Flations: In, D, Stag, and Hyper

As we’ve seen the rise of inflation thus far in 2021, it is important to understand the different types of inflation to assess if there is a need for concern. Inflation An increase in the price of goods and services within the economy. The cost of a specific product or service may inflate due to… Read more »

Going to the Chapel with PMS

Marriage is an exciting time in one’s life. Planning for a wedding entails a lot of time and effort, regardless of the size of the celebration. Nowadays, there are many layers to consider when contemplating those nuptials. Where will you live? Do you want kids? Are you marrying into an instant family?  Ask yourself if… Read more »

The Parent Trap

Hello, 2021! Boy, are we glad to see you. However, with an unbelievable year behind us, many are still faced with the repercussions of the extraordinary events in 2020; pointedly, the need for families to move in together. Whether you are a recent college graduate or a full household, moving home takes on a whole… Read more »

1920s and 2020s

A Tale of Two Decades

When looking back at the roaring ‘20s I think of flappers, jazz music and prohibition. However, it was a time of social and political change, defiance and the great stock market crash. Sound familiar?  We’re barely in the first year of a new decade and it’s already lived up to the name of Roaring 20… Read more »

Trying to Hang Ten in a Tidal Wave

The year is 2020 and I’m on an island called Pandemic. The plan was to relax and enjoy the spring while preparing for the summer surf season. As I look out to sea, the series of waves catches my attention. There is a calming element to watching the tide go in and out. Depending on… Read more »

CalSavers is Coming, CalSavers is Coming!

With our nation in a retirement savings crisis, California has joined seven other states in implementing a savings plan for employees: the CalSavers Retirement Savings Program.  It is a state-run retirement plan for all companies that do not offer an employee-sponsored plan such as a 401(k), 403(b), SEP, SIMPLE or Payroll Deduction IRA with automatic… Read more »

The Bucket List

Ringing in the New Year always sparks reflection on a new beginning and enthusiastic goals for the year ahead. Whether it be personal growth, must do experiences, or starting a new way of eating, we plan by jotting it down on paper, making a visual board, or telling someone our desires to be held accountable.… Read more »

Allocation Pie

‘Tis the season…to eat pie! With the holidays around the corner, many of us will forego our diets and allow ourselves to enjoy the season baking our favorite desserts to share with family and friends or enjoy the benefits of the enthusiastic chefs in the group.  As a seasonal baker, I reflected on the time… Read more »

Teaching Kids How to Save

How to Talk to Your Kids About The “S” Word…SAVINGS!

It’s back to school time again and excitement is in the air for students and parents. Whether the kids are starting kindergarten, heading off to college, or somewhere in between, for many of us, this means long lists of school supplies, new clothes, new backpacks, and a drained wallet.  Nevertheless, it’s a great time to… Read more »

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My Friend “Charity”

I have a close friend, Charity. I like Charity. She’s one of those friends who always makes you feel good about yourself. Unfortunately, as with most friends, finding time to spend together presents challenges. We are busy with work, family, and other commitments. Sometimes, months go by without ever connecting. Like a true friend, however,… Read more »

Summiting the Markets

A few years back I took on the challenge to hike and summit Mt. Whitney, the tallest peak in California at 14, 505 feet. For weeks I hiked, ran, and did whatever I thought was necessary to physically prepare for the event–not to mention practicing carrying a 35-pound backpack with all the necessities. In reflecting… Read more »

The Game of Golf “FORE” Savings

Learning how to play the game of golf can be very challenging. The terminology alone is a hurdle in itself: bogey, eagle, mulligan, shank, fried egg! Seriously, was this originally an initiation into a secret society? Nonetheless, those who play are passionate about the game. Understandably so. You spend a good part of the day… Read more »