Receive our e-newsletter:
The Valley’s Leading Resource for Health and Wellness

Financial Health

Financial HealthWhat Kind of Retirement Do You Want?

We all know the process. Estimate how much is needed in retirement (which can range anywhere from 70% to over 100% of preretirement income), determine available income sources, and then calculate how much to save annually to reach those goals. As you go through this largely mathematical exercise, however, don’t Read more…

Financial HealthVerify Your Health Plan for 2015

Most will agree, open enrollment for Covered California went a lot smoother this year compared to last year. Though there were a few hiccups, you still have time to correct them before you are locked in. If you enrolled in the wrong plan, or you have changed your mind, you Read more…

Financial HealthRamp Up Your Retirement Savings

As we enter the New Year, there is no better time to assess your current retirement plan and to set realistic goals for your long-term future. It is never too early or too late to start. Following are a few guidelines to set you in the right direction: Know where Read more…

Financial HealthHumana Challenge Delivers $800k

In November, 38 local organizations received charitable contributions from the 2014 Humana Challenge totaling $800,000, a 25% growth from the previous year. Desert Classic Charities, the local nonprofit entity that organizes the Humana Challenge in partnership with the Clinton Foundation, presented to nonprofits in three categories: structured programs for children Read more…

Financial HealthCreating Commerce with Cashews

Ever wondered how cashews grow? A single nut appears from a colorful pod (called an “apple”) growing on trees in tropical regions like Brazil, Vietnam and India. While the popular nut is in growing demand, the apples are standardly left on the ground or thrown away. As reported by the Read more…

Financial HealthTake an Active Role in Your Insurance Coverage

Hundreds of thousands of us enrolled in Covered California last year, and even more will enroll this year. For Medicare, thousands of Californians turn 65 every week and choose an Advantage plan, or a Medicare Supplement.   With all of these new enrollees selecting new plans in Medicare and Covered Read more…

Financial HealthMedicare Advantage Annual Enrollment Ends December 7

If you are a senior who either wants to possibly change your Medicare Advantage Health Plan or your Medicare Prescription Drug Plan… OR… you want to consider buying one or the other for the first time, now is the time to check out the facts about these plans. Enrollment is Read more…

Financial HealthFourth Quarter Tax Check-up!

Many people confuse tax planning with tax preparation and only think about the subject when preparing their annual tax return. However, there is little you can do to actually lower your tax bill when preparing your return. If your goal is to reduce income taxes, you need to be aware Read more…

Financial HealthThe Sooner the Better

According to a survey on retirement readiness by the Employee Benefits Research Institute, only 14% of Americans are confident that they will be able to maintain a comfortable lifestyle after retirement. And among those, about 60% have less than $25,000 in savings, so depending on their age, they will most Read more…

Financial HealthOpen Enrollment Round Two

It’s hard to believe, but the open enrollment period for health insurance is almost here. For seniors, that means October 15 through December 7 is the time to review your Medicare Advantage plan and your Part D prescription drug plan. But, for those under 65, open enrollment will be November Read more…

Financial HealthMedicare Instead of Group Coverage

For a variety of personal reasons, some of us continue to work after age 65. And when you do, you might delay taking your Social Security retirement benefits. You might mistakenly believe this means you cannot enroll in Medicare as well. Or, you might decide to keep your group health Read more…

Financial HealthTalking With Family About Your Estate Plans

In many families, finances and estate talk are taboo. Other families laugh and make jokes like, “Well, guess who just lost their inheritance!” No matter what kinds of family dynamics exist in your life, talking about what will happen after a person dies can be a painful and scary discussion, Read more…

Financial HealthRetirement Planning – Start Now.

After 40 or 50 years of working, you could find yourself retired for another 20 or 30. To support yourself without a job for 20 or 30 years, you should be planning for retirement during your entire working life. However, your concerns and strategies for retirement will change as you Read more…

Financial HealthGot New Health Care? Wait, There’s More…

Now that you enrolled in a new health insurance plan, it is up to you to get the most out of it – including tax deductions.  California led the way in enrolling previously uninsured Americans during the recent ACA open enrollment. It didn’t go smoothly, and it sure wasn’t easy. Read more…

Financial HealthFinancial Planning vs. Retirement Planning

According to the most recent (2012) Household Financial Planning Survey conducted by the Certified Financial Planner Board of Standards, only 31% of financial decision makers have a comprehensive financial plan. If the survey had asked respondents to define comprehensive financial plan, few probably could have; most people define financial plan Read more…

Financial HealthStill Without Health Insurance?

If you are still without health insurance, or wish to change your current plan, you still have a little time to select and apply for new Affordable Care Act (ACA)-compliant health insurance. You must apply by March 15, and March 31 is the close of this initial Open Enrollment Period, Read more…

Financial HealthDoes My Doctor Take My Health Plan?

Is your doctor accepting your health insurance plan? It’s hard to tell, even for your doctor’s office. When you call and ask, you probably tell them you have a PPO from one of the top three insurers. Let’s use Anthem Blue Cross as an example. If you have a doctor Read more…

Financial HealthTiming That Is Best for YOU

Timing is everything! Many people have crossed my path over the years, and some have done much better than others. Why is that? With all other key factors remaining equal – strategy, funding, education, or marketing – the primary difference was due to timing. For example, it made sense to Read more…

Financial HealthThe Alphabet Soup of Medicare

About 8,000 Americans turn 65 every day and almost all of them qualify for Medicare. If you are one of them, here is what you can expect: a lot of junk mail. If you joined AARP, you will be receiving approximately 2-3 items per week from them in the 6 Read more…

Financial HealthClinton Health Matters Conference Returns

The 3rd annual Clinton Health Matters Conference will return to the Coachella Valley January 13 – 15. As part of the foundation’s Health Matter Initiative (CHMI) and the Alliance for a Healthier Generation, the conference will unite corporate, non-profit, sports and media leaders to discuss partnerships and action steps to Read more…